When working with buyers, it's important that we can help our clients make sure that they have the qualifications needed in order to be approved for a loan and purchase a home. This course covers one of those qualifications: credit.

Topics Covered

• What a tri-merge credit report is and how a buyer's credit is determined
• The importance of credit to real estate agents in a competitive market
• How to use credit knowledge when evaluating a buyer
• How FICO scores are derived and used by lenders

Course Duration

• 5 minutes

About The Instructor

Smit has been working in the residential real estate industry for over 20 years. Smit's trifecta expertise combines his experience as a real estate broker, owner and mortgage lender and his degrees in economics, political science, and law bring a well-rounded approach to his teaching. Smit has taught NAR credential courses throughout the Pacific Northwest. His passion for real estate, finance and teaching has led him to create and launch several custom courses as well, addressing current trends such as Survival Skills in a Changing Market, What you should Know about STR's and Real Estate Finance for Realtors. Smit's classroom is an energetic experience as he drives towards a high level of participation by students.