Please carefully read these Terms and Conditions (the "Terms") before using the Center for REALTOR® Development’s (“us” or “we”) online website (the "Website"). Your access to, and use of the Website, constitutes your agreement to accept and comply with these Terms, including any modifications that may be made in the future. For a further understanding of the rules governing the Website, you should also review the Center for REALTOR® Development’s Privacy Policy, and for California residents, the Center for REALTOR® Development’s Privacy Notice for California Residents. If you do not agree with these Terms, you are not permitted to access or otherwise use the Website. Each time you use the Website, you reaffirm your acceptance of the then-current Terms.

TRADEMARKS AND COPYRIGHTS

The Website and domain name are owned and operated by the National Association of REALTORS® (“NAR”) or its licensors, or other third parties. NAR is the exclusive owner of the REALTOR®, REALTORS®, REALTOR® Block “R” Logo, Center for REALTOR® Development, and other REALTOR® trademarks. All other trademarks, product names and company names or logos cited herein are the property of their respective owners. You are not permitted to use any of these trademarks without the prior written consent of the Center for REALTOR® Development and NAR.

The information and content displayed on this Website, including but not limited to, all educational content, text, graphics, logos, images, audio clips, software, video, music and the selection and arrangement thereof (collectively, "Center for REALTOR® Development Information") are the property of the National Association of REALTORS® or its licensors or third party content providers, as the case may be, and are protected by copyright laws. While we invite you to browse, no Center for REALTOR® Development Information may be downloaded, copied, reproduced, republished, posted, modified, transmitted or distributed in any way without the prior written consent of the Center for REALTOR® Development and NAR. Additionally, you will not copy, reproduce, republish, post, modify, transmit or distribute any Center for REALTOR® Development Information for which you have obtained our permission and the permission of NAR to use to participate in any fraudulent activities, to deliver or disseminate any unsolicited bulk or unsolicited commercial e-mail ("Spam"), or to deliver or disseminate any material or information of any kind that is libelous, defamatory, obscene, pornographic, abusive, or otherwise in violation of any law or that infringes or violates any rights of any other person or entity, or impersonates any person or entity, including but not limited to the Center for REALTOR® Development. You will not utilize this Website or any underlying connection to interfere with computer networking or telecommunications service to or from any Internet user, host, provider or network, including but not limited to, denying service attacks, overloading a service, improperly seizing or abusing operator privileges ("hacking"), or attempting to "crash" a host. Should a violation of these Terms occur, we reserve the right to cancel the your registration immediately and to prosecute to the fullest extent of the law. All other rights are reserved by the Center for REALTOR® Development.

THIRD PARTY SITES

This Website contains a number of links to third-party sites ("Other Sites"). We do not control these linked sites, which you may use at your own risk, and we are not responsible for the contents of any Other Site, any link contained in Other Site, or any changes or updates to any Other Site. We make no representation, warranty or endorsement whatsoever about any Other Site which you may access through this Website. We do not assume responsibility for the accuracy or appropriateness of the information, data, opinions, advice or statements contained at Other Sites, and when accessing Other Sites, we are in no way acting as a publisher or disseminator of the material contained on the Other Sites, and we do not seek to monitor or control such sites. A link to an Other Site should not be construed to mean that we are affiliated or associated with same. The privacy policies of those Other Sites may significantly differ from that of our Website. It is your responsibility to ensure that you contact such website operator directly to determine their privacy policy and you ensure that any website you choose to use contains accurate information and is free of potentially destructive items such as viruses. We do not accept any responsibility or liability with respect to any material which may reside in, or is accessed by, Other Sites.

You may not reproduce, upload, post, transmit, download or distribute any part of Center for REALTOR® Development Information or information accessed at Other Sites through links made at this Website. You will observe copyright and other restrictions imposed by Other Sites.

Domain Names and trademarks of Other Sites, or contained in information accessed at Other Sites, are the sole property of their respective owners. No affiliation with, endorsement of, or sponsorship by the Center for REALTOR® Development or NAR should be inferred.

LICENSE GRANT

For the purposes of these Terms, "Product" means the content, exams, webinars, courses, videos, flash, printed material, and electronic delivery of the Center for REALTOR® Development's services.

We hereby grant you a non-exclusive, non-transferable right to access the Website solely for the purpose of viewing the Product. In the event that you wish to participate in any Products, you may be required to pay a fee to the Center for REALTOR® Development. We will also provide you a login and password to access Product for which you have registered.

You agree to only use the Product as an end user. You may not reproduce or distribute the Product for resale or other commercial purposes, including without limitation, the bundling of the Product with any good or service that is offered for sale. We, in our sole discretion, have the option to terminate any license granted to you hereunder if you fail to comply with these Terms. Upon such termination, you must immediately cease accessing the Product and destroy all personal copies of the Product material. ALL OTHER RIGHTS RESERVED.

We, our content providers, our service providers, NAR, and/or any of our or their respective staff are not responsible for any inaccuracies in Product material, or any liability that may result thereof.

INFORMATION ACCURACY

Certain content on this Website is provided by third parties (the "Content"). We do not take responsibility for the accuracy of the Content nor in any way guarantee the currency, accuracy, completeness, non-infringement or authenticity of such information.

All Content is presented as an informational and educational service of the NAR. The information and resources included in the Content are those of the content providers and may not reflect the opinions or positions of NAR. NAR will have no responsibility or liability for the results obtained or not obtained through the use of the information presented.

ACCOUNTS, PASSWORDS AND SECURITY

By enrolling in Products, you will be required to open an account and complete the registration process by providing us with current, complete and accurate information, as prompted by the applicable registration form. You acknowledge that if you provide any information to us which is untrue, inaccurate, not current, or incomplete, we reserve the right to terminate your continued access and use of the Website and/or Products.

As part of the registration process, you will be asked to select a username and password. You are entirely responsible for maintaining the security and confidentiality of your account and password. FURTHERMORE, YOU ARE ENTIRELY RESPONSIBLE FOR ANY AND ALL ACTIVITIES AND CONDUCT, WHETHER BY YOU OR ANYONE ELSE, THAT ARE CONDUCTED THROUGH YOUR ACCOUNT. You agree to notify the Center for REALTOR® Development immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you may be held liable for any losses incurred by the Center for REALTOR® Development or another party due to someone else using your account or password.

You may not give out logins and/or passwords to other users nor may you share Products unless the Product expressly permits such sharing. We reserve the right to cancel any registration, without refund, if we discover that an account is being used by more than one person, or if a login/password is given to another person, regardless of whether they actually use it.

LINKING TO WEBSITE

Other Sites may link to the Website, provided that such link enters our Website at the Home Page and complies with the following requirements:

• You may not frame or alter the appearance of the Website;
• You may not state or imply that we endorse, sponsor or otherwise approve your site or any Other Sites;
• You may not use any Center for REALTOR® Development, NAR, or other third party trademarks or logos without the prior written consent of the Center for REALTOR® Development, NAR, and/or the third party;
• You will solely be responsible for the development, operation and maintenance of your website, and for all materials and information that appear therein; and
• You will only receive revenue for linking to the Website should you first successfully apply to become an affiliate and market your link.

You must abide by all of the other Website terms and conditions of use set forth above. For example, you may not reproduce or host any Center for REALTOR® Development Information on your website.

DISCLAIMER AND LIMITATION OF LIABILITY

ALL INFORMATION CONTAINED ON THIS WEBSITE IS PROVIDED "AS IS", WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, SECURITY, ACCURACY AND NON-INFRINGEMENT. The Center for REALTOR® Development MAY ADD OR CHANGE THE INFORMATION CONTAINED ON THIS WEBSITE, AS WELL AS AMEND THE PROGRAMS, PRODUCTS OR OFFERINGS DESCRIBED ON THIS WEBSITE, WITHOUT NOTICE. UNDER NO CIRCUMSTANCES WILL the Center for REALTOR® Development BE LIABLE FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OF THIS WEBSITE, OR FOR ANY RELIANCE PLACED ON INFORMATION OBTAINED THROUGH THIS WEBSITE. IT IS YOUR RESPONSIBILITY TO EVALUATE ALL ASPECTS OF THE INFORMATION OR OTHER CONTENT AVAILABLE THROUGH THIS WEBSITE. The Center for REALTOR® Development MAKES NO REPRESENTATION OR WARRANTY, ASSUMES NO RESPONSIBILITY, AND WILL NOT BE LIABLE IN RESPECT OF ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THE WEBSITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, OR IMAGES FROM THE WEBSITE.

The Center for REALTOR® Development IS NOT RESPONSIBLE FOR YOUR INABILITY TO LOGIN TO THE PRODUCTS. The Center for REALTOR® Development WILL MAKE EVERY EFFORT TO ENSURE THAT OUR SERVERS REMAIN OPERATIONAL 24 HOURS A DAY. HOWEVER, THERE MAY BE TIMES WHEN THE SERVERS ARE DOWN DUE TO POWER OUTAGES, NETWORK PROBLEMS, REGULAR MAINTENANCE OR OTHER CIRCUMSTANCES BEYOND OUR REASONABLE CONTROL. The Center for REALTOR® Development AND OUR UNDERLYING SERVICE PROVIDER WILL NOT BE RESPONSIBLE FOR THESE OUTAGES.

IN NO EVENT WILL the Center for REALTOR® Development, NAR, OR THEIR RESPECTIVE AFFILIATES, AGENTS, LICENSORS, UNDERLYING SERVICE PROVIDERS, SUPPLIERS OR THEIR RESPECTIVE DIRECTORS, OFFICERS OR EMPLOYEES (COLLECTIVELY "PARTNERS") BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY, RELIANCE, SPECIAL OR OTHER DAMAGES ( INCLUDING WITHOUT LIMITATION, DAMAGES FOR HARM TO BUSINESS, LOST PROFITS, LOST SAVINGS OR LOST REVENUES, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM ) RELATED TO THE USE OF, OR THE INABILITY TO USE THIS WEBSITE, ITS CONTENTS OR MATERIAL, ANY INFORMATION, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEBSITE, OR FUNCTIONS OF THIS WEBSITE OR ANY LINKED SITE, WHETHER OR NOT the Center for REALTOR® Development OR ITS PARTNERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The Center for REALTOR® Development ASSUMES NO OBLIGATION TO UPDATE THE CONTENT ON THIS WEBSITE. THE CONTENT ON THIS WEBSITE MAY BE CHANGED WITHOUT NOTICE TO YOU. The Center for REALTOR® Development IS NOT RESPONSIBLE FOR ANY CONTENT OR INFORMATION THAT YOU MAY FIND UNDESIRABLE OR OBJECTIONABLE.

IF YOU ARE DISSATISFIED WITH THE WEBSITE AND THE CONTENT THEREON, OR THE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE WEBSITE.

INDEMNIFICATION

You agree to indemnify and hold harmless the Center for REALTOR® Development, NAR, and our and their respective employees, officers and directors, contractors, agents, content providers and underlying service providers, and their respective employees, officers and directors (collectively, the “Indemnified Parties”), from all demands, claims, proceedings, awards, action, damages, losses, costs, charges and expenses, including, without limitation, legal fees, incurred by or made against the Indemnified Parties which result from or relate to (a) your access to the Website, (b) your use of the Products or Website in violation of these Terms, (c) any actual or alleged breach of any representation, warranty, or covenant that you made to us, and (e) your acts or omissions, including, without limitation, the infringement or other violation by you of any intellectual property or other right of any person or entity. You will give the Center for REALTOR® Development prompt notice of any such demand, claim or proceeding of which you are or become aware. We reserve the right, in our sole discretion, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. In that event, and only in such event, will you have no further obligation to provide indemnification for the Indemnified Parties in that matter.

USER CONTENT

Any content, offers, or information ("Your Content") you may provide to us in using this Website may be used by us in a number of different ways, including, but not limited to, publicly displaying it, reformatting it, creating derivatives work from it, and utilizing it for the purposes of providing services to you (including, without limitation, through the Products). You hereby grant the Center for REALTOR® Development, its parent, subsidiaries, affiliates, and third-party licensees the perpetual, unlimited, royalty-free, worldwide, non-exclusive, irrevocable, transferable license to use, store, display, publish, transmit, transfer, distribute, reproduce, aggregate, and create derivative works of Your Content for any purpose in any form, medium, or technology now known or later developed.

You represent that you own or have the necessary permissions to submit Your Content. You may expose yourself to liability, for example, if Your Content contains material that is false, intentionally misleading, or defamatory; violates any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of privacy, or any other intellectual property or proprietary right; contains material that is unlawful, including, without limitation, illegal hate speech or pornography, or otherwise harms others; or violates or advocates the violation of any law or regulation.

Under no circumstances will we, our parent, subsidiaries, affiliates or third-party licensees be liable in any way for any of Your Content, including but not limited to, any errors or omissions in any material and content, or for any loss or damage of any kind incurred as a result of the use of or reliance upon Your Content.

EXPORT CONTROLS

Your use of the Website will comply with all applicable laws, rules and regulations that govern the export of technical data.

CHOICE OF LAW AND JURISDICTION

This Agreement will be governed by and construed in accordance with the laws of the state of Illinois without reference to any conflict of law principles. All disputes, proceedings or claims arising out of or in connection with this Website will be submitted and be subject to the exclusive jurisdiction of the Courts in Cook County, Illinois..

PRIVACY

You agree that if you provide any personal information to us through this Website or otherwise, we may use this information and disclose it to others for the purposes set forth in our Privacy Policy.For California residents, please see more information on our collection of your usage data in our Privacy Notice for California Residents.

UPDATES AND REVISIONS OT THE TERMS AND WEBSITE

The Center for REALTOR® Development reserves the right at any time to modify or discontinue, temporarily or permanently, the Website (or any part thereof) with or without notice to you. You acknowledge that the Center for REALTOR® Development will not be liable to you or to any third party for any modification, suspension or discontinuance of the Website. In addition, the Center for REALTOR® Development may update and/or revise these Terms at any time, and from time to time, with or without notice to you, and you agree to be bound by such updates, modifications and/or revisions. Updates and revisions will be incorporated from time to time into these Terms, and you are responsible for reviewing and agree to review these Terms from time to time to ensure compliance if you continue to use the Website after such Terms have been updated. To the extent notices are issued, you agree to accept notices electronically.

GENERAL

Any consent by us to, or our waiver of your breach, whether express or implied, will not constitute a consent to or waiver of or excuse for any other different or subsequent breach unless such waiver or consent is in writing signed by us. Except as otherwise provided herein, no term or provision will be deemed waived and no breach excused. These Terms constitute the entire agreement between us and you with respect to the subject matter hereof and cancel and supersede any prior understandings and agreements with respect thereto. In the event that any one or more provisions contained in these Terms are held to be invalid, illegal or unenforceable, such invalidity, illegality or unenforceability will not affect any other provisions of these Terms and the agreement will be construed as if such invalid, illegal or enforceable provision had never been contained herein.

The provisions of these Terms addressing disclaimers of representations and warranties, limitation of liability, indemnity obligations, intellectual property, injunctive relief and governing law will survive the termination of these Terms.

CONTACT

Questions regarding these Terms and Conditions should be directed to CRD@nar.realtor or 1.800.874.6500.