Online Learning from the Center for REALTOR® Development (CRD)
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Note: Continuing Education (CE) credit is not available for this course.
Run Time:
6 Hours, Self-paced
Earn Trust by Demystifying the Mortgage Process
Earn your HFR Certification and become a trusted resource for buyers
Confidently navigating home financing is a powerful way to earn client trust and stand out in today’s market. The Home Finance Resource (HFR) Certification course gives real estate professionals the knowledge and tools to demystify the mortgage process and better support buyers through one of their most critical decisions.
This self-paced, 6-hour course equips you with essential knowledge of loan products, financing strategies, and market trends, enabling you to clearly explain mortgage options, help clients navigate lending requirements, identify common financing pitfalls, and confidently guide buyers through shifting interest rates and market conditions.
What You Will Learn
Why This Course Matters
- Loan types & lending institutions. Understand conventional, FHA, VA, and other financing programs, and how to match clients to the right solutions.
- Explaining financing options. Break down complex terms so clients feel confident and informed.
- Anticipating challenges. Identify and resolve common financing hurdles early in the process.
- Adapting to market shifts. Stay current on interest rate changes and financing trends that affect buyers.
- Fulfills the core requirement for the Home Finance Resource (HFR) Certification
- Counts as an elective for the Accredited Buyer’s Representative (ABR®) Designation
- Self-paced format allows you to complete the course on your own schedule
- Duration: 6 hours (self-paced); must be completed within one year of purchase
- Continuing education (CE) credit is not available for this course
- A one-time credentialing fee is required to earn the HFR Certification
- No CE credit is available for this course.
- International students can register at the member price by becoming an International REALTOR® Member.