Online Learning from the Center for REALTOR® Development (CRD)
Your hub for online courses, microcourses, and on-the-go resources.


Date:
Wednesday, October 12
Time:
10AM – 5PM (Central Time)
Cost:
$99
Registration cut-off:
Monday, October 10
Note: Continuing Education (CE) credit is not available for this course.
Discover the Building Blocks of Mortgage and Financing
The Home Finance Resource (HFR) certification course is designed to help you build a deep understanding of all aspects of mortgage finance and provide you with the foundational education to confidently explain key pieces of the loan origination process to your clients.
With a Live Virtual course, you can experience the benefits of an interactive classroom setting from the convenience of your home, office, or whichever location is best suited to your learning style.
After completion of the course, you’ll be eligible to become among the first to earn the new Home Finance Resource (HFR) certification!
Topics Covered
- Mortgage Finance: key to a competitive edge
- Fair housing and NAR ethics
- Current market conditions and application requirements
- Types of mortgage products
- Types of lenders and mortgage process
- Pro tips to help your client
Testimonials
“I learned so much and feel more confident now in discussing financing options and finding the right lenders for each individual client. I see now how very important it is to get the most experienced lenders in dealing with Veterans and active-duty military service people and their unique situations in buying a property. The instructor really took away any misconceptions many agents have about not wanting to accept VA or FHA offers for fear they are too difficult to deal with in comparison to conventional loans. I honestly feel this class should be mandatory training for all agents nationwide.”
—Brandon Battle, HFR, PSA
Additional Information
- This course is the main requirement for the Home Finance Resource Certification. Successful completion of this course also fulfills the elective-course requirement to earn the Accredited Buyer’s Representative (ABR®) designation.
- International students can purchase this course at the Member price by becoming an International REALTOR® Member. Click here for more details.
- Continuing Education (CE) credit is not available for this course.
Instructors

Debra Killian, CRMS
Debra Killian is an NMLS State-Licensed Mortgage Loan Originator and Certified Residential Mortgage Specialist (CRMS). She has over 35 years of financial, banking, accounting and business experience and has she has directly overseen and managed over $1 billion in closed residential real estate loans, representing thousands of customers.
Debra’s experience and educational focus has given her an edge in the marketplace and a strong foundation as a passionate trainer for mortgage originators and real estate agents offering uniquely developed and delivered, sales and mortgage competency training courses.

David Piatek, AHWD, MRP
David has spent the last six years teaching various courses for NAR and developing CE for the Real Estate community across the county. He's also a Senior Vice President at The Federal Savings Bank, where he works with buyers across the country to become homeowners. He's also currently serving in the Army National Guard for the last 12 years and recently came home from an overseas deployment.
Outside of work, David combines his love for the community and commitment to the military by volunteering for various veteran non-profits. In his free time, he enjoys fishing, breweries, taking road trips across the US, and traveling abroad.